In my recent blog article I suggested that open banking applications display the characteristics of platforms such as Uber; they...

Introduction Open Banking is the disruptive concept within financial services triggered by regulatory initiatives such as PSD2 in the EU...

Recent regulatory drivers such as the CMA Order and PSD2 and have provided the trigger for the opening up of banking services to third parti

We have discussed how there are three layers to open banking / open everything: The compliance layer; The walled garden / gated community...

PSD2 and the interchange fee regulation (IFR) were originally conceived as part of a payments agenda to give real competition to card-based

Background The advent of the PSD2 mandates Account Servicing Payment Service Providers (ASPSPs) to provide their services to Third Party...

When I am asked about open banking there is normally a curious dichotomy to be observed: On the one hand, the UK open banking initiative,...

“It is not the strongest of the species that survives,not the most intelligent that survives. It is the one that is the most adaptable to...